Medicare & You 2016

Military retirees who are Medicare age (65) will be interested to peruse the 2016 edition of Medicare and You. At Medicare age, your TRICARE health care becomes TRICARE for Life (TFL), which is a secondary plan that works with Medicare. The Medicare handbook covers TFL, or you can view the TRICARE for Life Handbook to learn more about how the two plans work together.
VA Healthcare and Other Health Insurance
Did you know that VA health care is NOT considered a health insurance plan? Get an overview about using other forms of healthcare and VA healthcare at Insurance .
CHAMPVA   is a health care plan for the families of certain disabled veterans. Read the FAQs  on how it works with other plans
Medicare &
VA Link
Tricare for Life

Tricare Fee Hike

Issue: The FY17 DoD budget proposes a health plan that disproportionately raises retiree
TRICARE fees without specific requirements for improved delivery of timely, quality care.
DoD’s plan would rebrand current TRICARE Health Plans into two renamed options and feature:
- Reduced out-of-pocket expenses for active-duty families for in-network care
- New annual enrollment fee ($450/$900 single/family) for TRICARE Standard
- 24% increase in TRICARE Prime enrollment fee
- New means-tested enrollment fee (i.e. percentage of retired pay) for Medicare-eligibles
- Failure to enroll (not currently required except for Prime) means denied coverage for the year
- Provider network would cover 85% of beneficiaries
- Deductible would be doubled for out-of-network care
- Flat-fee in-network provider cost-shares (vs. percentage of provider payment)
- 33% increase in annual cap on out-of-pocket expenses
- Doubling or tripling pharmacy copays over 10 years
- Increasing all fees/copays annually by a health cost index projected to grow 5.2% per year

Act This Year on SBP-DIC Offset

Issue: Under current law (10 USC 1450), survivors of deceased active and retired military
members must forfeit part or all of their military Survivor Benefit Plan (SBP) annuity when military
service caused the death. This is often referred to as the “widows tax.”